| Dividend Rates |
Rate** |
APY** |
| Shares |
| Daily Average Balance |
.50% |
.50% |
| IRA Share Account |
1.25% |
1.26% |
| Christmas Club |
| Annual Balance $5 or more |
.75% |
.75% |
| Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account.
Early withdrawal penalties: = 90 days interest.
|
| 6 months |
2.90% |
2.94% |
| 12 months |
3.00% |
3.04% |
| 24 months |
3.10% |
3.14% |
| 36 months |
3.25% |
3.34% |
| 48 months |
3.40% |
3.45% |
| IRA Certificates of Deposit |
| A minimum balance of $500.00 is required to open
a certificate account. IRA certificate rates are the same as CD rates shown above. Early withdrawal
penalties: = 90 days interest. |
Different rates are offered for larger amounts of deposits
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
All rates may change at any time and the rates posted may not be current please call us for current rate information.
| Loan Rates |
APR* |
| Mortgage Home Equity |
| Home Equity Loans - closed ended |
As low as 6.00% |
| Signature Loans (different terms for amount being financed) |
As low as 9.50% |
| VISA fixed rate |
As low as 10.25% |
| Certificate Secured (fixed to length of certificate term) |
3.00% more than the certificate rate being paid. |
| Share Secured |
3.00% more than the share rate being paid. |
| Auto, truck, van |
As low as 4.75% (new or used) |
| Motorcycle, boat, or rv |
As low as 7.5% (new or used) |
| For all auto, truck, van, motorcycle, boat or rv loans: |
Terms are based on the amount being financed |
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